Additional policies like cyber insurance, fidelity bonds, and hired and non-owned auto insurance may be necessary based on specific business needs.
Yes, each state has its own licensing requirements, including education, exams, and background checks.
E&O insurance protects against claims of negligence or errors in your professional services, covering legal defense costs and settlements.
Yes, if your business uses vehicles for work purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.
You can lower premiums by implementing safety measures, training employees, choosing higher deductibles, and bundling policies.
A BOP combines general liability and commercial property insurance, covering property damage, business interruptions, and liability claims.
Yes, most states require workers' compensation insurance if you have employees. It covers medical expenses and lost wages for employees injured on the job.
General liability insurance covers third-party claims for property damage and bodily injury. It's essential for protecting your business from lawsuits that could arise from your installation work. [...]
It protects board members and officers from legal expenses related to decisions made on behalf of the organization, such as mismanagement of funds or regulatory failures. [...]
It covers third-party property damage, medical bills from accidents, and damage from theft, vandalism, or weather events.