Yes, most states require workers’ compensation insurance if you have employees. It covers medical expenses and lost wages for employees injured on the job.
Related FAQs
Yes, if your business uses vehicles for work purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.
You can lower premiums by implementing safety measures, training employees, choosing higher deductibles, and bundling policies.
A BOP combines general liability and commercial property insurance, covering property damage, business interruptions, and liability claims.
