While not required, it is recommended as it covers your medical expenses and provides disability benefits if you are injured on the job, even as a sole proprietor. [...]
No, personal auto insurance typically does not cover business use. You need commercial auto insurance for business-related driving.
No, personal auto insurance typically does not cover business use. You need commercial auto insurance for business-related driving.
A COI is a document that certifies you have specific insurance coverage. It is often required by clients, venues, or landlords to show proof of insurance. [...]
Yes, insurance protects you from potential lawsuits, equipment loss, and client disputes, which can be financially devastating for freelancers.