This is not an easy answer. Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity. It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.
Related FAQs
To file a claim, contact your insurance provider as soon as possible. Provide all necessary details about the incident, including date, time, location, and any involved parties. Your provider will [...]
An adjuster is a representative of the insurance company that helps settle a claim. They are not employed by us. We do not settle claims as this is done [...]
