FAQs

Yes, Cyber Liability Insurance can cover business interruption costs, helping your business recover lost income and additional expenses incurred while restoring operations after a cyberattack.

While both types of insurance provide coverage for cyber incidents, Cyber Liability Insurance typically offers broader protection, including business interruption, cyber extortion, and regulatory fines, whereas Data Breach Insurance [...]

Even with robust cybersecurity measures, no system is completely immune to cyber threats. Cyber Liability Insurance provides an additional layer of protection, covering the financial losses and recovery costs [...]

Cyber Liability Insurance can cover the costs associated with meeting regulatory requirements, such as notification expenses, legal fees, and fines or penalties for non-compliance with data protection laws. [...]

Cyber Liability Insurance typically does not cover physical damage to hardware, bodily injury, or property damage. For these types of coverage, you would need a General Liability or Property [...]

Premiums for EPLI are based on factors such as the size of your business, industry, number of employees, claims history, and the level of coverage you choose. Working with [...]

EPLI typically does not cover claims made by independent contractors. It is designed to cover claims made by employees and sometimes by former employees or job applicants. [...]

EPLI is not legally required, but it is highly recommended for businesses with employees to protect against potential claims and financial losses.

Implementing robust HR policies, conducting regular training, and maintaining clear communication with employees can help reduce the risk of employment-related claims. Additionally, having EPLI provides a safety net for [...]

EPLI does not cover claims related to bodily injury, property damage, or professional errors. For these types of claims, you would need General Liability Insurance or Professional Liability Insurance. [...]