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  • Personal

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    View all personal insurance options

    Personal Insurance

    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
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  • Business

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    View all business insurance options

    Business Insurance

    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    Need a policy recommendation?
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FAQs

  • Is Product Liability Insurance required by law?

    While product liability insurance is not required by law in most places, it is highly recommended to protect your business from potential claims. Additionally, some clients or contracts may [...]

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  • Can Product Liability Insurance cover products sold internationally?

    Yes, many product liability insurance policies can be tailored to cover products sold in international markets. Be sure to discuss your specific needs with your insurance provider to ensure [...]

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  • Does Product Liability Insurance cover recalls?

    Product liability insurance typically does not cover the costs associated with recalling a defective product. Separate product recall insurance is needed to cover such expenses.

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  • How much Product Liability Insurance do I need?

    The amount of coverage you need depends on the size of your business, the nature of your products, and the potential risks involved. It is advisable to consult with [...]

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  • What does Product Liability Insurance not cover?

    Product liability insurance does not cover intentional harm caused by a product, professional negligence, or employee injuries. For professional negligence, you would need professional liability insurance. For employee injuries, [...]

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  • Is Inland Marine Insurance necessary if I already have a business owner’s policy (BOP)?

    A business owner’s policy may offer some coverage for movable property, but it is often limited. Inland marine insurance provides broader and more specific coverage for goods in transit [...]

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  • Does Inland Marine Insurance cover theft?

    Inland marine insurance generally includes coverage for theft, protecting your movable property and goods from being stolen during transit or while stored at temporary locations.

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  • Can Inland Marine Insurance cover leased or rented equipment?

    Yes, inland marine insurance can cover leased or rented equipment, providing protection against damage or loss while the equipment is in your possession.

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  • How is Inland Marine Insurance different from standard property insurance?

    While standard property insurance covers items at a fixed location, inland marine insurance provides protection for movable property and goods in transit. This makes it ideal for businesses that [...]

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  • What does Inland Marine Insurance not cover?

    Inland Marine Insurance typically does not cover property at fixed locations, such as buildings and permanent structures. For this type of coverage, you would need a Commercial Property Insurance [...]

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