FAQs

To file a claim, contact your insurance provider immediately after a loss occurs. Provide details of the incident and any supporting documentation. Your insurer will guide you through the [...]

Yes, Builder’s Risk Insurance is beneficial for renovation projects as well. It covers the value of the work being done and any materials used in the renovation. [...]

Yes, Builder’s Risk Insurance can be tailored to fit the specific needs of your project. This includes adjusting coverage limits and adding endorsements to cover additional risks. [...]

Coverage typically lasts for the duration of the construction project, from the start date to its completion. Policies can usually be extended if the project takes longer than expected. [...]

Builder’s Risk Insurance does not cover accidents and injuries on the job site, worker theft, or liability risks. For these, you would need General Liability Insurance or Workers’ Compensation [...]

The amount of coverage you need depends on various factors such as the size and nature of your event, the number of attendees, and the potential risks involved. It’s [...]

Special events insurance can include coverage for vendors and contractors, but this must be specified in your policy. It’s important to discuss your needs with your insurance provider to [...]

Yes, you can typically obtain coverage up until the day of the event. However, it is advisable to secure insurance well in advance to ensure all aspects of the [...]

Even small events can benefit from special events insurance. Accidents can happen regardless of the event size, and having coverage can protect you from unexpected liabilities. [...]

Special events insurance does not typically cover incidents such as intentional damage, criminal acts, or non-disclosed high-risk activities. For protection against such risks, you might need specific policies like [...]