FAQs

Yes, you can add additional insureds to your General Liability policy. This is often required by clients or business partners to extend your policy’s coverage to them for claims arising [...]

The amount of coverage you need depends on your business type, size, and the level of risk involved. Small businesses typically need at least $1 million in coverage, but higher-risk [...]

General Liability Insurance does not cover professional errors, intentional acts, employee injuries, or damage to your own business property. For professional errors, you would need Professional Liability Insurance. Workers' Compensation [...]

Implementing safety measures, maintaining a good claims history, and bundling policies can help reduce insurance costs.

Cyber insurance protects against data breaches and cyberattacks, which are critical risks for businesses handling sensitive information.

Yes, it is required in almost every state if you have employees. It also benefits sole proprietors by covering work-related injuries.

Yes, general liability covers physical risks like property damage, while professional liability covers errors in your work and professional negligence.

Many large enterprises have the same requirements for independent contractors as they do for full scale businesses. Education can go a long way in helping them lower them to [...]

While certificate holders are allowed to access policy information, and (in most cases) are informed of any changes, only an Additional Insured endorsement makes it so that the insurance [...]

When a contractor has a claim, their insurance carrier may decide to later try to recoup the loss from other responsible parties – that means you. A waiver of [...]