FAQs

Medical malpractice insurance does not typically cover criminal acts, sexual misconduct, or fraudulent activities. For these, separate legal defense or liability policies may be necessary.

If a claim is filed, contact your insurance provider immediately. They will guide you through the process, from documenting the incident to handling legal proceedings and settlements. [...]

Yes, many insurance providers offer package policies that combine Liquor Liability Insurance with General Liability or Property Insurance, often at a discounted rate.

Premiums are based on several factors, including the type of business, the amount of alcohol sold, the hours of operation, and past claims history. Businesses with higher risks or [...]

In many states, Liquor Liability Insurance is a requirement for obtaining a liquor license. It's essential to check your local regulations to ensure compliance

Liquor Liability Insurance does not cover damages or injuries that occur when the alcohol is consumed off-premises if your business did not sell or serve the alcohol. For coverage [...]

If your tools are stolen or damaged, you should immediately report the incident to your insurance provider. They will guide you through the claims process to repair or replace [...]

 Leased tools and equipment can be covered under this insurance. It's crucial to include details of leased items when applying for coverage to ensure they are protected. [...]

Yes, Contractor’s Tools and Equipment Insurance often covers tools and equipment while they are being transported between job sites, as long as they are properly secured. [...]

Yes, most policies can be extended to cover rental equipment. It's essential to check with your insurance provider to ensure rental items are included in your coverage [...]