FAQs

Yes, if you use vehicles for business purposes, commercial auto insurance is necessary to cover accidents, theft, and damage.

It depends on the contract terms. The contractor, building owner, or property developer could be responsible. Ensure you're listed as an additional insured if you’re not the one buying [...]

Yes, depending on your location and the type of work you do, you may need specific licenses and permits. A surety bond is also often required as part of [...]

Costs vary based on business type, location, coverage amount, claims history, and business size. Expect to pay between $1,000 and $3,000 annually for basic coverage.

Yes, but you will need to ensure compliance with each state’s regulations. An experienced broker can help you navigate multi-state operations.

Work with an experienced insurance broker to assess your risks and determine the necessary coverage for your operations.

State laws typically require general liability insurance. Specific requirements vary, so check your local regulations.

It covers legal defense costs if a product harms a customer, including adverse effects, contamination, and damaged property.

A janitorial bond is a type of surety bond that protects your clients against losses caused by dishonest acts of your employees. It can help build trust with clients [...]

If you use vehicles for business purposes, commercial auto insurance is necessary. It covers accidents, theft, and damage involving your business vehicles.