FAQs

Business interruption insurance can cover lost income and operating expenses while your business recovers from a catastrophic event like a fire.

Yes, general liability insurance can protect against claims related to food poisoning, covering legal fees and settlements.

A food truck business typically requires a Business Owner’s Policy, commercial auto insurance, general liability insurance, and workers’ compensation if you have employees.

To lower your insurance premiums, consider bundling policies, implementing risk management practices, maintaining a safe work environment, and comparing quotes from multiple providers.

Most states require workers’ compensation insurance for businesses with employees. It covers medical expenses, disability benefits, and lawsuits resulting from employee injuries

A BOP combines general liability and commercial property insurance, providing comprehensive coverage for common risks such as property damage, theft, and liability claims.

Cyber insurance covers expenses related to data breaches and cyberattacks, including customer notification, fraud monitoring, legal fees, and fines. It helps mitigate the financial impact of cyber incidents [...]

Professional liability insurance protects against claims of negligence, errors, and omissions in your professional services. It is essential for safeguarding your business from costly legal defense and settlement fees. [...]

You can reduce premiums by implementing risk management strategies, such as safety protocols, training for staff, and using reliable vendors. Additionally, bundling multiple policies with the same insurer can [...]

Yes, even small events can face significant risks. Insurance protects you from unexpected incidents and liabilities, ensuring your business remains secure.