FAQs

Most states require workers' compensation insurance for businesses with employees to cover workplace injuries.

It covers legal expenses related to claims of negligence or mistakes made while providing services.

You need general liability insurance, a business owner’s policy, and possibly workers’ compensation if you have employees.

Bundling policies, increasing deductibles, and implementing risk management practices can help lower your insurance costs.

It depends on the state and whether you have employees. Even if not required, it’s beneficial for covering work-related injuries.

Yes, personal auto insurance does not cover business use. Commercial auto insurance is needed for business-related vehicle use.

Homeowner's insurance typically does not cover business-related risks, which is why separate business insurance is necessary.

Yes, even home-based businesses face risks that require insurance protection, such as client injuries or property damage.

You can complete an application, compare quotes, and purchase a policy within a few days, ensuring your practice is protected without delay.

Consider telehealth coverage, license defense coverage, needlestick insurance, and HIPAA coverage to address specific risks associated with modern healthcare practices.