FAQs

Yes, if your business handles sensitive client data or conducts online transactions, cyber liability insurance is crucial to protect against data breaches and cyberattacks.

Implementing risk management practices, maintaining a clean claims history, and bundling multiple policies can help lower your insurance costs.

Media liability insurance protects against claims of professional negligence, copyright infringement, libel, and other advertising injuries. It is essential for safeguarding your business against costly legal disputes. [...]

Implementing safety measures, maintaining a clean claims history, and choosing higher deductibles can help lower insurance costs.

Costs are influenced by product types, manufacturing operations, equipment value, revenue, location, risk control measures, and employee count.

A BOP combines general liability and commercial property insurance, often providing broader coverage at a lower cost than purchasing separate policies.

Essential policies include general liability, product liability, workers’ compensation, business owner’s policy, and commercial auto insurance.

Product liability insurance protects against claims that a product you made caused injury or damage, covering legal fees, judgments, or settlements.

An insurance broker can provide personalized service, help you find competitive rates, and guide you through the process of selecting and purchasing the right coverage for your business. [...]

Costs vary based on factors such as the services offered, business size, location, and coverage limits. On average, small businesses pay between $500 and $1,500 annually. [...]