FAQs

To lower your insurance premiums, consider bundling policies, maintaining a safe work environment, training employees on best practices, and choosing higher deductibles.

Professional liability insurance will cover your legal fees and any settlements or judgments if a customer sues you for negligence, errors, or unsatisfactory results from your services. [...]

Yes, if you handle sensitive customer information such as credit card numbers or personal data, cyber insurance is important to protect against data breaches and cyberattacks. [...]

If you rent a booth, you should have general liability insurance and professional liability insurance to cover accidents and claims related to your services. Some salon owners may also [...]

Yes, insurance is crucial even if you are self-employed. It protects you from potential lawsuits and financial losses due to accidents, property damage, or professional errors. [...]

Special event insurance can cover risks associated with fundraising events. It's important to discuss your event plans with your insurer to determine the best coverage options. [...]

Notify your insurance provider immediately if there are significant changes in your operations. This ensures your coverage remains adequate and up to date.

Assess your organization's risks and consult with an insurance professional. They can help you evaluate your needs and recommend appropriate coverage limits.

Yes, many insurance policies can extend coverage to include volunteers. It's essential to discuss this with your insurance provider to ensure adequate protection.

Most states require nonprofits with employees to have workers' compensation insurance. General liability insurance is also highly recommended to protect against third-party claims.