FAQs

General liability insurance can cover medical expenses and legal fees if a performer or an audience member gets injured during a live performance, safeguarding your business from financial liability. [...]

Inland marine insurance is specifically designed to cover valuable items like musical instruments, providing protection against theft, damage, or loss while in transit or storage.

Event cancellation insurance can cover financial losses due to unexpected cancellations, including adverse weather conditions, ensuring you are reimbursed for lost revenue and additional expenses related to the event. [...]

Yes, equipment insurance is essential for covering damages or losses to your production equipment, such as lighting, sound systems, and set designs, ensuring your operations are not interrupted. [...]

Yes, professional liability insurance can protect against claims related to professional errors or omissions.

Immediately seek medical attention for the pet and notify your insurance provider. General liability or animal bailee coverage can help cover the costs associated with the injury. [...]

Yes, if you store customer information, cyber insurance is crucial. It covers financial losses from data breaches and helps with recovery costs, such as customer notification and fraud monitoring. [...]

Implement risk management practices, such as employee training, installing security systems, and maintaining a good claims history. Bundling policies and paying annually can also reduce costs. [...]

While not required for sole proprietors, workers' compensation is beneficial as it covers work-related medical bills that health insurance might not cover.

Animal bailee coverage protects against damages or losses when a customer's pet is in your care. It covers medical expenses for injuries, advertising costs for lost pets, and replacement [...]