FAQs

Absolutely. It’s important to review and adjust your insurance coverage regularly to ensure it meets your evolving business needs.

A BOP combines general liability and commercial property insurance into one policy, offering comprehensive coverage at a lower cost than purchasing each policy separately.

Yes, if you store customer data or handle online transactions, cyber insurance is crucial to protect against data breaches and cyberattacks.

Commercial property insurance will cover damage to your warehouse and inventory caused by natural disasters, depending on the specifics of your policy.

No, but it’s important to ensure your policy covers all types of products you distribute. Discuss with your agent to tailor coverage to your specific needs. [...]

Factors include the types of services you offer, your business size and revenue, location, claims history, and the coverage limits and deductibles you choose.

It covers financial losses from data breaches, including client notification costs, fraud monitoring, and investigation expenses.

Yes, telehealth coverage can be included in your professional liability policy, covering claims related to virtual therapy sessions.

It covers third-party bodily injuries, property damage, and legal fees for incidents such as slip-and-fall accidents at your office.

While not always legally required, malpractice insurance is strongly recommended to protect against lawsuits for professional negligence.