FAQs

You can adjust your Commercial Package Policy as your business grows or changes. Whether you need to increase coverage limits, add new coverages, or modify existing ones, we can [...]

If your business has diverse insurance needs and you find managing multiple policies challenging, a CPP might be right for you. It's particularly beneficial for businesses that require more [...]

A BOP also bundles multiple coverages, but it is designed for smaller businesses with lower risk profiles. A CPP offers more flexibility and higher coverage limits, making it suitable [...]

Yes, one of the main advantages of a CPP is its flexibility. You can customize your policy to include only the coverages that are relevant to your business, ensuring [...]

While a Commercial Package Policy provides broad coverage, it does not cover every risk. For example, it typically does not include workers' compensation insurance, health and disability insurance, or [...]

The time frame for filing a Workers' Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It's [...]

In most cases, Workers' Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees [...]

Workers' Compensation Insurance covers the aggravation of pre-existing conditions if the aggravation occurs due to work-related activities. The coverage would apply to the extent that the work activity exacerbates [...]

Independent contractors are generally not covered under Workers' Compensation Insurance policies. However, businesses should verify the classification of their workers, as misclassification can lead to penalties. If an independent [...]

Workers' Compensation Insurance does not cover injuries that are not work-related, such as those sustained during a personal activity outside of work. Additionally, it does not cover self-inflicted injuries [...]